Service Area: Servicing our
Windham, ME branch and surrounding communities including Gray, Raymond, and Standish, Maine.
Nicole Ganem is an Assistant Vice President and Mortgage Loan Officer with over 15 years of experience in the mortgage industry. Based at Bangor Savings Bank's
Windham, Maine branch, Nicole offers knowledge to guide clients through the homebuying experience. Her expertise as a mortgage lender spans a wide array of financing options, including construction loans, land loans, jumbo loans, second homes, and first-time homebuyer programs like Maine State Housing.
Whether you're a first-time homebuyer, purchasing a vacation home, adding an investment property, refinancing an existing home, or seeking a construction loan to build your dream home, Nicole is committed to delivering a personalized experience. She guides clients through every step of the homebuying process, from
loan applications to understanding monthly payments and closing costs.
Understanding that the homebuying journey can sometimes feel overwhelming, Nicole and her team are dedicated to providing support and guidance at every stage. Even after closing, Nicole remains available to answer questions and ensure that your loan continues to meet your needs.
Nicole is dedicated to being your trusted mortgage lender for navigating the property market in the
Windham, ME community. For those interested in discussing their mortgage options or starting the
loan application process, feel free to reach out to Nicole for a personalized consultation or
apply now to begin your journey toward homeownership!