Assessment Area Description:
The Community Reinvestment Act (CRA) requires that an institution delineate CRA Assessment Areas, including its main office, branches, deposit-taking remote service facilities, and surrounding counties where the bank has originated or purchased a substantial portion of loans. Additionally, to maintain relevant maps and descriptions of these areas in our CRA Public File.
Bangor Savings Bank considers its general service area under CRA to be Maine and New Hampshire. It offers full-service banking from sixty-nine retail branch locations in communities throughout the two states. It also maintains an extensive ATM service network, telephone, online and mobile banking services for its customers.
Bangor Savings Bank delineates eight (8) Assessment Areas.
In Maine:
Our Assessment Areas encompass the entire state, comprised of the following four areas:
- Bangor MSA (12620) - comprised of Penobscot County
- Lewiston - Auburn MSA (30340) - comprised of Androscoggin County
- Portland - South Portland MSA - comprised of Cumberland, Sagadahoc, and York Counties
- Maine Outside of MSA/MD - comprised of eleven non-MSA Counties including Aroostook, Franklin, Hancock, Kennebec, Knox, Lincoln, Oxford, Piscataquis, Somerset, Waldo, and Washington Counties.
In New Hampshire:
Our Assessment Areas are comprised of the following four areas:
- Rockingham County - Strafford County, NH- MD (40484) - which is included in the Boston - Cambridge - Newton MA-NH MSA.
- Manchester - Nashua NH MSA (31700) - comprised of Hillsborough County
- Coos County - Non MSA County
- Merrimack County - Non MSA County